Document Type: Narrative Review
Atiyeh Sazane Hafez, Treatment Supplement Insurance, Tehran, Iran
Department of Health Services Management, College of Management and Social Science, North Tehran Branch, Islamic Azad University, Tehran, Iran
Introduction: Supplemental health insurance is designed to fill the cost gap and service of basic health insurance. The need for supplemental health insurances is inevitable considering the increasing treatment cost on the one hand, and the impossibility of appropriate coverage of all basic services on the other hand. Supplemental health insurances are considered to be optional and provided in a group and, if desired, can be extended to the end of life. The aim of this study was to investigate mechanisms reducing dependence on government with regard to supplemental health insurance and provide high-quality and standard services in the country.
Methods: This research was conducted using a library method, in which the required information was collected through valid domestic and foreign sources and the Internet.
Results: The present study investigated status of treatment insurance and the related problems in Iran. Iran’s health status was assessed by investigating the health indicators offered by the World Health Organization. To improve health status and supplemental health insurance, strategies were offered in 20 paragraphs by reviewing the patterns and models presented in the previous studies.
Conclusion: According to the present study, it is recommended to offer various insurance packages considering the age, gender, health status of individuals, geographical status, literacy level, income level, employment status etc.